A lot of attention is now focused on the harmful consequences of memory loss and Alzheimer’s disease for financial decision-making. And for good reason. But it is important to understand that dementia is bigger than Alzheimer’s, and Alzheimer’s is not just about memory loss.

Health care costs are spiraling out of control. New technologies, advanced testing, and “designer” drugs combined with a “fee for service” system encourages doctors to do more, putting pressure on health care costs. What can you do to get the care you need and keep your costs under control?

Most surveys of investors show that rising health care costs are a major concern, frequently surpassing "running out of money" as the biggest retirement-related financial fear.

Financial advisors are warned on a regular basis that their profession is changing in fundamental ways. They must adapt or perish. These admonitions apply to many aspects of the business (technology, marketing, recruitment), but are perhaps no more prevalent than around the subject of client engagement and relationship development.